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Professional Misconduct

Janeece Norma Giraldo


Address: Raby Bay, Qld, Australia
Sex: Male
Occupation: Financial adviser
Date: 21 August 2012


Details



ASIC has banned Ms Janeece Norma Giraldo, of Raby Bay, Queensland, from providing financial services for a period of five years for failing to comply with numerous Australian financial services laws.

Ms Giraldo has been a director of WIN Financial Network Pty Ltd since 23 August 1993.

Ms Giraldo was employed as an authorised representative of Wealthsure Pty Ltd on 10 October 2008. From 1 December 2003 to 10 October 2008 Ms Giraldo was an authorised representative of Securitor Financial Group Ltd.

ASIC's investigation found that, between 1 January 2006 and 31 March 2011, Ms Giraldo: 



  • engaged in misleading and deceptive conduct

  • failed to determine the personal circumstances of her clients when giving advice

  • failed to provide Statements of Advice on providing recommendations concerning financial products, and

  • failed to disclose relevant benefits, including fees and commissions, to her clients